Rent-to-own homes in Buffalo & Erie County

We offer a lease with option to purchase — two separate documents. The lease covers living in the home. The option gives you a contractual right to buy at a price set up front, if you follow the terms.

Important: Monthly rent is rent. Only a set monthly rent credit (not 100% of the rent) applies toward the purchase if you exercise the option. The option deposit is typically non-refundable consideration for the option.

Quick FAQ

Does all of my rent go toward the purchase?

No. Only the stated monthly rent credit in your option paperwork counts toward the price if you buy.

Is this a mortgage?

No. You start as a tenant under a lease. Buying later requires exercising the option and arranging your own funds or financing.

What if I default on the lease?

Failing to keep the lease in good standing can terminate the option. Read both documents carefully.

Full FAQ → · Fair Housing